On June 16, 2026, the community of Ford, Kansas, experienced a significant hail storm, bringing with it widespread concern for homeowners. This powerful weather event was characterized by hailstones measuring up to 1.5 inches in diameter, roughly the size of ping-pong balls. Such severe hail can cause immediate and often hidden damage to roofs, siding, windows, and other exterior components of your home.
The impact of this storm means many roofs in Ford County may have sustained damage that isn't always visible from the ground. While some damage, like broken skylights or dented gutters, might be obvious, the more insidious effects on asphalt shingles, metal roofing, or even tile can go unnoticed without a professional inspection. This type of hail can compromise the protective layers of your roof, leading to potential leaks and further deterioration over time if not addressed promptly.
For residents of Ford, understanding the potential for damage and acting swiftly is crucial. Even if your roof appears intact, the force of 1.5-inch hail can bruise shingles, strip granules, and weaken the underlying structure, significantly reducing your roof's lifespan and its ability to protect your home. This page aims to provide you with essential information and actionable steps to take in the aftermath of the June 16th hail storm.
How Hail Storms Damage Your Roof
Hail damage to a roof isn't always obvious, but it can severely compromise your home's primary defense against the elements. For asphalt shingles, which are prevalent in Ford, 1.5-inch hailstones can cause significant granule loss, often appearing as dark spots where the protective mineral surface has been stripped away. These granules shield the asphalt layer from UV rays and provide fire resistance; their loss exposes the asphalt to accelerated aging and cracking. Beyond granule loss, hail impact can also bruise or fracture the shingle's fiberglass mat, creating soft spots that weaken the shingle and make it more susceptible to future weather events, leading to leaks.
Metal roofing, while durable, is also susceptible to hail damage, typically manifesting as cosmetic dents or pockmarks across the panels. While these dents might not immediately cause leaks, they can compromise protective coatings, leading to rust over time, and significantly diminish the aesthetic value of your home. Flat membrane roofs, like TPO or EPDM, can experience punctures or delamination where the hail has impacted the surface, creating entry points for water. Even seemingly minor impacts can reduce the life expectancy of these materials.
Beyond the roofing surface itself, other components are also vulnerable. Vents, skylights, chimneys, and even gutters and downspouts can suffer dents, cracks, or complete breakage from hailstones of this size. Inspecting these often-overlooked areas is vital, as damage here can lead to water intrusion or impaired ventilation. A comprehensive assessment by a qualified roofing professional is the only way to accurately determine the full extent of hail damage to your entire roofing system.
Signs of Storm Damage to Look For
Storm Damage Services & Cost Estimates
Storm damage often extends beyond the roof. Here are common repair services and estimated costs for an average home.
Roof Repair / Replacement
$5,500, $12,000+
Full inspection, repair of damaged sections, or complete tear-off and replacement depending on severity.
Gutter Repair / Replacement
$640, $1,440
Full gutter system replacement including downspouts and hangers. Estimated 160 linear feet at $4-$9/ft installed.
Siding Repair
$2,000, $4,800
Partial siding repair for storm-damaged sections. Estimated 400 sqft at $5-$12/sqft installed.
Other Common Storm Damage Repairs
Check Your Roof Right Now
Insurance Claim Guide
Navigating an insurance claim after a hail storm can feel overwhelming, but a systematic approach will help ensure a smoother process. Most homeowner insurance policies include coverage for hail damage, though you will be responsible for your deductible. Your first step should be to thoroughly document any visible damage with clear photos and videos, ideally before any repairs begin. Focus on your roof, gutters, siding, windows, and any outdoor structures.
Next, contact your insurance provider immediately to report the damage and initiate a claim. Be prepared to provide the date of the storm (June 16, 2026) and a description of the damage. Your insurer will likely send an adjuster to assess the damage. It is highly recommended that you have a reputable roofing contractor present during the adjuster's visit. A professional roofer can point out damage that might be missed and ensure a thorough assessment, as their expertise can be invaluable in advocating for a comprehensive repair estimate.
Common pitfalls to avoid include signing contracts with roofers who pressure you into making immediate decisions, especially before your claim is approved. Also, be wary of estimates that don't detail all the necessary repairs, including flashing, vents, and other accessories. Understand your policy's terms regarding replacement versus actual cash value. Keep meticulous records of all communications with your insurance company and contractor. Most claims should be filed within a reasonable timeframe, often 6-12 months, but checking your specific policy for deadlines is crucial.
Choosing a Roofer After This Storm
Choosing the right roofing contractor after a significant storm like the June 16th hail event in Ford, KS, is one of the most important decisions you'll make for your home. It's crucial to exercise caution and avoid so-called "storm chasers" – out-of-town companies who arrive after a major weather event, perform quick repairs, and then leave, making it impossible to address future warranty claims or issues. Always prioritize local Ford contractors or companies with a well-established presence in the wider Ford County area.
A reputable local roofer will have a physical office, local references you can verify, and be properly licensed and insured to work in Kansas. Don't hesitate to ask for proof of their licensing, liability insurance, and worker's compensation. Before committing, insist on a detailed, written estimate that clearly outlines the scope of work, materials to be used, project timeline, and total cost, with no hidden fees. A trustworthy contractor will never ask for full payment upfront.
Finally, discuss the warranty on both materials and labor. A good roofer will offer a strong workmanship warranty in addition to the manufacturer's warranty on the roofing materials. By choosing a Ford-based company, you're not only supporting your local economy but also ensuring that if any issues arise down the line, your contractor is just a phone call away and committed to their local reputation. This peace of mind is invaluable after storm damage.
Ford Roofing Specifics
Ford, Kansas, typically experiences a range of weather conditions, and residential construction generally reflects a need for durable and resilient roofing solutions. The majority of homes in Ford, KS, utilize asphalt shingles due to their cost-effectiveness and adaptability to our local climate. After a hail storm of 1.5 inches, it’s important to understand how local building codes in Ford County might influence your roof repair or replacement.
While specific code updates vary, Kansas building codes often incorporate guidelines for wind resistance and, increasingly, hail resistance for roofing materials. When your roof is replaced, it must meet current building codes, which could mean upgrades to underlayment, flashing, or ventilation, even if your previous roof did not have them. A knowledgeable local Ford roofing contractor will be familiar with these specific requirements, ensuring your new roof is not only up to code but also provides optimal protection against future weather events common to our region, like the next hail storm or high winds.
Frequently Asked Questions
My roof looks okay from the ground, could there still be damage from the June 16th hail storm?
Yes, absolutely. Hail damage, especially from 1.5-inch hail like Ford experienced, isn't always obvious to an untrained eye. Impact damage can compromise the shingle's protective layers or cause unseen bruising that leads to future leaks. A professional inspection is crucial to identify subtle but significant issues.
What should I do first after finding hail damage to my property?
Your first step should be to document any visible damage with photos and contact a reputable local roofing contractor for a professional inspection. They can assess the full extent of the damage safely. Next, notify your insurance company about a potential claim, even if you're just starting the assessment process.
Will my homeowner's insurance cover hail damage in Ford, KS?
Most standard homeowner's insurance policies do cover damage caused by hail storms, treating it as a natural disaster. However, policy specifics vary, so it's important to review your individual policy or speak directly with your insurance agent. Typically, you'll be responsible for your deductible.
How long do I have to file an insurance claim for hail damage in Ford, KS?
In Kansas, the statute of limitations for property damage claims is generally two years from the date of loss. However, it's always best to file your claim as soon as possible after the June 16, 2026 storm. Prompt action allows for quicker assessment and prevents potential arguments about pre-existing conditions.
Why is it important to get my roof inspected quickly after a hail storm?
Timely inspection helps prevent minor damage from worsening and leading to more significant issues like water leaks and structural damage. It also ensures accurate documentation for your insurance claim, as the longer you wait, the harder it can be to attribute damage solely to the recent hail event.
Can 1.5-inch hail really cause significant damage to my roof?
Yes, 1.5-inch diameter hail, which is roughly the size of a golf ball, is considered severe and very capable of causing significant roof damage. Impacts can dislodge protective granules, bruise the asphalt mat, and even crack shingles, compromising the roof's integrity and lifespan. It's definitely large enough to warrant an immediate professional assessment.