Burlington Hail Storm — Roof, Gutter & Siding Damage Report

How Hail Storms Damage Your Roof

Hailstorms, particularly those involving 1-inch diameter hail like the one Burlington experienced, can inflict specific and nuanced damage on various roofing materials. For asphalt shingles, the most common roofing material, hail damage often manifests in several ways. The primary concern is granule loss, where the protective, UV-resistant granules are dislodged from the shingle surface. This exposes the underlying asphalt mat to direct sunlight, accelerating its deterioration and significantly shortening the roof’s lifespan. Beyond granule loss, hail can cause "bruising" or "fracturing" of the shingle's fiberglass mat, creating soft spots that weaken the shingle and can lead to cracking, blistering, or even holes over time.

Metal roofs, while durable, are also susceptible to hail damage. While they may not lose granules, they can suffer significant cosmetic and structural dents. These dents, especially from 1-inch hail, can compromise the protective coatings, potentially leading to rust and corrosion if the underlying metal is exposed. For less common materials like slate or tile, hail can cause outright fracturing, chipping, or cracking, necessitating individual tile replacement. Even flat or low-slope roofs, often covered with modified bitumen or TPO/PVC membranes, can experience punctures, tears, or impact marks that compromise their waterproofing.

The challenge for homeowners is that much of this damage, particularly on shingled roofs, is not easily visible from ground level. Granule loss might appear as dark spots or exposed areas, but bruising or fractured mats require a trained eye to identify. This hidden nature of hail damage is why a professional roof inspection is invaluable. An expert can safely access your roof, identify the specific types of hail damage present, and determine the full extent of the necessary repairs, ensuring no underlying issues are overlooked.

Signs of Storm Damage to Look For

Storm Damage Services & Cost Estimates

Storm damage often extends beyond the roof. Here are common repair services and estimated costs for an average home.

Check Your Roof Right Now

Insurance Claim Guide

Navigating an insurance claim after a significant hail event like the one on June 22, 2026, requires a methodical approach to ensure a smooth process. Most standard homeowner insurance policies do cover storm damage, including hail, but it’s important to understand that a deductible will apply. This is the out-of-pocket amount you pay before your insurance coverage kicks in. The first step is to contact your insurance provider as soon as you suspect damage; many policies have a time limit for filing claims, often around one year from the date of loss.

Before your insurance adjuster visits, gather comprehensive documentation. Take clear, well-lit photos and videos of any visible damage from various angles, both close-up and wide shots. Document not only your roof but also any other affected areas like gutters, siding, windows, or outdoor structures. Keep records of the storm date and any local news reports confirming the event. Having a professional roofer conduct an initial inspection can also be beneficial, as they can provide a detailed assessment of the damage, which can be shared with your insurance company.

Common pitfalls to avoid include signing an Assignment of Benefits (AOB) form prematurely, which can transfer your insurance claim rights to a contractor, potentially leaving you with less control. Ensure you understand all documents before signing. Be present during the adjuster's visit to point out areas of concern and ask questions. If there's a discrepancy between your roofer's assessment and the adjuster's, you have the right to request a re-inspection or provide additional information. Maintaining open communication and keeping detailed records of all interactions with your insurance company and contractors will greatly aid in a successful claim resolution.

Choosing a Roofer After This Storm

After a widespread hail storm like the one Burlington experienced, the area often sees an influx of "storm chasers"—out-of-town contractors who arrive seeking quick profits before moving on. These companies often offer aggressive sales tactics, promise unrealistically low prices, or demand upfront payments, but can disappear once the work is done, leaving homeowners with shoddy repairs and no recourse for warranty issues. For Burlington residents, it is absolutely vital to exercise caution and choose a reputable local roofer who will be here long after the storm's memory fades.

When selecting a roofer in Burlington, prioritize local contractors with established ties to the community. Verify their licensing with the State of New Jersey (NJ Contractors License Lookup) and ensure they are fully insured for both liability and workers' compensation. This protects you from financial responsibility if an accident occurs on your property. Always request multiple, detailed written estimates that clearly outline the scope of work, materials to be used, project timeline, and total cost. Be wary of any contractor pressuring you to sign immediately or asking for a large down payment.

A crucial aspect of choosing a roofer is understanding their warranty. A reliable local roofer will offer both a manufacturer's warranty on materials and a workmanship warranty on their installation. Confirm these in writing and ensure they are transferable if you sell your home. Ask for references from Burlington homeowners they've served, and check their reputation with organizations like the Better Business Bureau. Choosing a local, licensed, and insured Burlington roofer provides peace of mind, knowing your roof repair will be handled professionally and backed by a company committed to your long-term satisfaction.

Burlington Roofing Specifics

Burlington, NJ, like all municipalities in New Jersey, adheres to the New Jersey Uniform Construction Code (UCC), which governs all building and remodeling projects, including roof repairs and replacements. Following the June 22nd hail storm, it's highly probable that permits will be required for significant roof repairs or full replacements to ensure the work meets local safety and structural standards. A reputable Burlington roofer will be familiar with the permit process and ensure all necessary applications are filed and inspections are conducted, preventing future headaches for homeowners.

Many homes in Burlington feature traditional architectural styles, often with pitched roofs primarily utilizing asphalt shingles. While durable, these shingles are particularly vulnerable to the type of 1-inch hail that impacted the area. When considering repairs or replacement, local climate considerations are also important; Burlington experiences a full range of seasons, necessitating roofing materials and installation techniques that can withstand hot summers, freezing winters, and heavy precipitation. Choosing materials known for their resilience in the Mid-Atlantic climate, and ensuring proper ventilation and underlayment, are key regional considerations that a local expert understands well.

Frequently Asked Questions