Progressive · Phoenix, AZ

Filing a Progressive roof claim in Phoenix?

Independent measurements + verified NOAA storm history for your exact address — the documentation Progressive adjusters accept. Free, in about 30 seconds.

AZ market presence

~4%

Typical payout window

14–30 days

Watch for

Cosmetic exclusions, ACV vs. RCV disputes, and depreciation calculations.

The Progressive gotcha in Phoenix

Progressive's Arizona homeowners policies are underwritten by third parties (mostly ASI Progressive). The claim experience varies significantly with which underwriter your policy sits with.

Filing tip: Progressive

Find the underwriter name on your declarations page — the claim procedure and adjuster network differ. Your Progressive rep may not know these details cold.

Get the report Progressive adjusters accept

Enter your Phoenix address. We'll pull satellite imagery, measure the roof to adjuster-grade accuracy, and produce an insurance-ready PDF you can hand your Progressive adjuster.

Free for homeowners because we charge contractors for the pro version. You get a reduced free version — no credit card, no obligation.

How to file a Progressive Phoenix roof claim

  1. 1.

    Document the damage from the ground

    Photos of tiles in the yard, dented A/C fins, dislodged ridge caps, interior water spots. Don't climb the roof after a monsoon — cracked tiles are slippery and load-bearing paths are compromised.

  2. 2.

    Pull the free roof report

    The report above gives you measurements, an AI age estimate, and every NOAA hail and damaging-wind event within 10 miles of your address over the last 24 months. Bring the PDF to the claim call.

  3. 3.

    Open the claim with Progressive

    Find the underwriter name on your declarations page — the claim procedure and adjuster network differ. Your Progressive rep may not know these details cold. Get a claim number in writing before anything else.

  4. 4.

    Meet the adjuster prepared

    Have your independent measurements ready. The report you pulled above is the anchor against Progressive's in-house or third-party measurements.

  5. 5.

    Verify AZ ROC license on any roofer

    Look up any contractor at roc.az.gov. Storm chasers won't be here for the 10-year warranty — a local licensed AZ ROC roofer will.